Terms of Service
General Terms of Service and Customer Information
Last updated: March 27, 2024
These Terms of Service (“Terms” and “T&C”) set forth the general terms and conditions governing your use of the website https://www.whizways.com and all related analytics products and services (collectively - “Services”). These Terms are legally binding between you (“User”, “you”, “your”, and “consumer”) and WhizWays LLC (in formation) (“Company”, “we”, “us”, or “our”).
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By accessing and using the website and Services, you acknowledge that you have read, understand, and agree to be bound by these Terms. If you are entering into these Terms on behalf of a company or other legal entity, you represent and confirm that you have the authority to bind that person and/or the entity and the user ("the person”) to these Terms, in which case the terms “User,” “you,” or “your” will refer to that person. If you do not have such authority or do not agree to these Terms, you may not accept these Terms and may not access and may not use the website and Services.
You acknowledge that these Terms are a binding contract between you and us, even though it is electronic (browsewrap agreement) and not physically signed by you, and that it governs your use of the website and the Services.
We encourage you to read these Terms, along with our Privacy Policy, entirely and carefully before using our Services and website.
§ 1 Basic Provisions
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The following terms and conditions apply to contracts that you conclude with us as a provider (Company) via the website. Unless otherwise agreed, the inclusion of any terms and conditions of your own used by you is contradicted.
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A consumer, in the sense of the following regulations, is every natural person who concludes a legal transaction for purposes that can predominantly be attributed neither to his commercial nor to his independent professional activity. An entrepreneur is any natural or legal person or a partnership with a legal capacity who, when concluding a legal transaction, acts in the exercise of his independent professional or commercial activity.
§ 2 Eligibility
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By agreeing to these Terms, you represent and warrant to us:
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That your age is at least eighteen (18) years old; all users under this age must obtain parental consent to use the website and Services.
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If you represent a company, you are an authorized representative and provide a negotiation and/or order with the services on behalf of the company you are representing.
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That your use of the Services complies with applicable laws and regulations.
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That your use of the Services complies with the company’s regulations and authorization to sign this agreement.
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§ 3 License grant to us
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By providing personally identifiable information (hereinafter – “Files”) through the website or purchase/order form, or other electronic communications, you approve our processing of your Files.
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The Company guarantees that we, as Data Processor, will use all Files only for data processing purposes, and no third party will have access to your Files without your additional permission except the payment service provider.
§ 4 To whom are these Terms applicable?
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The purpose of these Terms is to define the general terms of service under which you may access and have the right to use the Services in connection with our website. These Terms also constitute a legally binding contract between us and you. These Terms, together with the Privacy Policy, constitute the complete and exclusive statement of the terms and conditions between you and us with respect to the subject matter hereof. No other agreements will become part of these Terms unless expressly stated in these Terms or agreed to in writing between us.
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You may not accept these Terms if you are not of legal age under the laws of your jurisdiction to form a binding contract with us.
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In these Terms, the word “including” or “includes” means “including, but not limited to” or “includes, without limitation”, and words that mean the singular include the plural and vice versa.
§ 5 Formation of the contract
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The subject of the contract is the sale of Services listed on the website.
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You have the right to order an annual or monthly subscription on our website for all updates and last analytics.
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You have the right to make a one-time purchase of an analytics review on our website, which is outside of the scope of subscriptions defined above.
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The processing of the order and transmission of all information required in connection with the conclusion of the contract is carried out by e-mail, partly automatically. You must therefore ensure that the e-mail address you have provided to us is correct, that the receipt of e-mails is technically ensured and, in particular, that SPAM filters do not prevent it.
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you confirm that you took all necessary actions to protect your email from any third party from reading our communication.
§ 6 Warranties
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We do not provide any warranties to our customers. Our reports are based only on our research and are only our analysis and our vision.
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The information and data provided on our website and/or in the shared PDF file(s) may differ from other sources and calculations due to various factors, such as different calculation methods or based upon data which we do not use in our analysis.
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Our investment reports on our website or shared in our PDF are for informational purposes only and shall not be considered investment advice. We are not providing any guarantees or forecasts.
§7 Disclaimers; No warranty
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We are not liable for any loss or damage incurred as a result of using our services, as they are created as guidance only, and our vision and analysis are only there.
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The website and Services are provided to you on an “as is” and “as available” basis, with the express understanding that we have no obligation to monitor, control, or vet the content or data appearing on the website.
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You use the website at your discretion and risk and take full responsibility for such usage.
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We make no claims or promises about the quality, accuracy, or reliability of the website and/or our Services and expressly disclaim all warranties, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
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We have the right to delete some Services item(s) from our website by our sole decision without prior written notification.
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The disclaimers in these Terms apply to the maximum extent permitted by law. If any warranties are required by applicable law, they will be limited to the shortest duration allowed.
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We are not selling physical goods or services.
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We currently analyze companies listed in the US market only.
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We need at least five (5) years of company data in order to generate the reports, so the companies must be traded publicly for at least five (5) years.
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Our reports consider historical data, financial statements, and analyst estimates, excluding other non-financial information.
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The data and information we get from third parties may be incomplete and contain errors and inaccuracies, and we are not responsible for such mistakes and inaccuracies.
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The Service is intended for long-term investment decisions and is not suitable for short-term trading.
§ 8 Limitation of Liability
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In any case, we will not be liable to you or any third party for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your access to or use of, or your inability to access or use, the website or any materials or the Services on the website, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, whether or not we have been informed about of the possibility of such damage.
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We, in any case, are not responsible for services provided to you by the third party who advertised on the website.
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All risks related to your information, account, or accounts on other sources if you shared your data are not a part of our responsibility.
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You accept responsibility for using our website.
§ 9 Termination of Use and Modification
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We have the right to modify/upgrade or discontinue the website at any time (including, without limitation, by limiting or deleting some Services items) without notice to you.
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We have no liability whatsoever for any change to the website or any suspension or termination of your access to or use of the website.
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We have the right to restrict your access to the website immediately without previous notice if we, ourselves or related third parties detect any violations from you. In this case, you do not have the right to refund your funds and/or return the goods or restore your access to the website.
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We have the right to restrict your access to the website immediately without previous notice if any unapproved software modifications are detected from your side.
§ 10 Third-Party Links
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The website or our social media accounts may contain links to third-party web sources. Such linked websites or applications are not under our control, and we are not responsible for their content or their services.
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We have the right to cooperate with third parties and provide your personal data to third parties without your written permission if you use/click the third party’s link on the website or on our social media platforms.
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If you choose to enable, access or use any third-party services, please note that your access to and use of such other services is governed solely by the terms and conditions of such other services, and we do not endorse, are not responsible or liable for, and make no representations regarding any aspect of such other services, including but not limited to their content or the manner in which they handle data (including your data) or any interaction between you and the provider of such other services.
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You irrevocably waive any claims against us with respect to such other services.
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We will not be liable for any damage or loss caused or alleged to be caused by or in connection with your enabling, accessing or using such other services or your reliance on the privacy practices, data security processes or other policies of such other services.
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You may be required to register or sign up for such other services on their respective platforms. By activating other services, you expressly permit the Operator to disclose your information as necessary to facilitate the use or activation of such other services.
§ 11 Ownership; Our Proprietary Rights
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The visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements or files on the website, materials on our website, files and materials on our social media platforms (hereinafter – “the Materials”) provided by us are protected by all relevant intellectual property and proprietary rights and applicable laws.
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All Materials are our property.
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If any materials, interfaces, logos, designs, products, or something else that is not our intellectual property and we do not have licenses for using it, the licensor has the right to request to delete its intellectual property from the website or social media platforms according to the procedures defined in the Digital Millennium Copyright Act (hereinafter – “DMCA”), Directive (EU) 2019/790 of the European Parliament and of the Council of 17 April 2019 on copyright and related rights in the Digital Single Market and amending Directives 96/9/EC (hereinafter – “EUCD”) or directly contacting us with provided proof of intellectual property infringement from our end at support@whizways.com.
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If you would not use any pre-court regulations defined in these Terms in Section (3) § 11, you cannot submit any claims against us.
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We do not claim to be the owners or representatives of the trademarks, brands and intellectual properties of other sides and remain the property of the original copyright owners.
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Except as expressly authorized by us in writing, you may not make use of the Materials.
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We reserve all rights to the Materials not granted expressly in these Terms.
§ 12 Intellectual Property
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“Intellectual Property Rights” means all present and future rights granted by law, common law or equity in or relating to copyrights and related rights, trademarks, designs, patents, inventions, goodwill and the right to sue for passing off, rights in inventions, rights of use and all other intellectual property rights, in each case whether registered or not, and including all applications for and rights to apply for and grant, rights to claim priority of such rights, and all similar or equivalent rights or forms of protection, and all other results of intellectual activity now existing or hereafter to exist in any part of the world. These Terms do not transfer from us to you or any of our or third-party intellectual property, and all rights, titles and interests in and to such property will remain (as between the parties) solely with us. All trademarks, service marks, graphics and logos used in connection with our website and our social media and our trademarks or our registered trademarks or our licensors. Other trademarks, service marks, graphics and logos used in connection with our website and our social media may be trademarks of other third parties. Your use of the website grants you no right or license to reproduce or otherwise use any of our or our licensor’s trademarks.
§ 13 User Content
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Without limiting any of these representations or warranties, we have the right, but not the obligation, in our sole discretion, to refuse or remove any content that, in our reasonable opinion, violates our policies or is in any way harmful or objectionable or illegal from our website or our social media platforms.
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Unless you have expressly consented, your use of the website does not grant us a license to use, reproduce, adapt, modify, publish or distribute any content you created for any commercial, marketing or similar purpose.
§ 14 Prohibited Uses
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As a condition of your use of the website and our social media platforms, you will not use the website or our social media platforms for any purpose that is unlawful or prohibited by these Terms. You may not use the website and our social media platforms in any manner that could damage, disable, overburden, disrupt or impair any of our servers or APIs, any networks connected to any of our servers or APIs, or that could interfere with any other party's use and enjoyment of us.
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You may not transmit any viruses, worms, defects, trojan horses (or similar means which will exist in future), or any items of a destructive nature using the website.
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You may not exceed or circumvent, or try to exceed or circumvent, limitations on the website, including on any API calls, or otherwise use the website or social media platforms in a manner that violates any of our agreements or these Terms.
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You and/or any other third parties may not attempt to gain unauthorized access to any websites, other accounts, applications, computer systems, or networks connected to our servers through hacking, password mining, or any other means.
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You and/or any other third parties may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the website.
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You and/or any other third parties may not use the website or our social media platforms in any way that violates any applicable state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United Kingdom, the European Union, the USA, or other countries and intellectual property rights according to the DMCA and EUCD.
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You are not allowed in any case to publicity share any information, analytics and reports received in PDF from our website or received from us via email without written previous consent of the Company’s authorized person.
§ 15 Indemnity
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You agree to be responsible for using/visiting the website and our social media platforms, and you agree to defend, indemnify, and hold harmless Company and its officers, directors, employees, consultants, affiliates, subsidiaries, and agents (hereinafter collectively, “the Officers”) from and against any claims, liabilities, damages, losses, and expenses, including attorneys' fees and costs, arising out of or in any way connected with:
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your access to, use of, or alleged use of the website and/or any other Services including shared PDF files;
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your violation of these Terms or any representation, warranty, or agreements referenced herein or any applicable law or regulation;
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your violation of any third-party right, including without limitation any intellectual property right, publicity, confidentiality, property, or privacy right; or
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any disputes or issues between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (and without limiting your indemnification obligations concerning such matter), and in such case, you agree to cooperate with our defense of such claim.
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§ 16 Payments and Delivery
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Annual Subscription. You have the right to purchase the annual subscription plan, which includes full access to our website and all analytics for one calendar year from the moment of purchase.
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Monthly subscription. You have the right to purchase a monthly subscription that includes full access to our website and all analytics for thirty-one (31) calendar days from the moment of purchase.
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One-time purchase. You have the right to purchase one item and one analysis on our website without full access to all other materials.
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All subscription prices and details are defined in the “Pricing Plans” section on our website.
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The excerpt delivery term of the analytics report is three (3) business days, but in some cases, it could be longer, due to internal reasons and we are not obliged to inform about it additionally.
§ 17 Refund
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We do not propose any refund in any case.
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If you want to cancel your subscription, you can cancel it and use our Services until the end of the paid period.
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In case of ordering of the report from us, we keep the right to cancel such order and initiate a full refund anytime without prior notice to you.
§ 18 Data Security
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Company’s Privacy Policy forms part of these Terms and contains contractual provisions to ensure the protection and security of data provided by you and other users to us for processing purposes.
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We have implemented the necessary technical and organizational security measures to prevent such data from being accidentally or unlawfully destroyed, lost or misplaced and to prevent such data from falling into the hands of unauthorized persons, being misused or otherwise handled in a manner contrary to our Privacy Policy.
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We are committed to confidentiality with respect to all information received from you and will not disclose such information to third parties unless we are required to do so in accordance with our outsourcing rules or by a court or regulatory authority, and then only to the extent necessary.
§ 19 Governing Law and Arbitration
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The laws of Israel will govern these Terms without regard to conflict of law principles. To the extent that any lawsuit or court proceeding is permitted hereunder, you and the Company agree to submit to the personal and exclusive jurisdiction of Israeli courts to litigate all such disputes.
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Arbitration Process.
If there is ever a disagreement or dispute between us that our customer support team cannot resolve, we agree to settle it through binding arbitration or small claims court. This applies to all disputes and claims related to these Terms, your use of the Services, or our relationship. The appointed arbitrator will have the authority to provide all possible relief that would be available in a court. However, all arbitrations and small claims proceedings will only proceed on an individual basis. Neither of us can attempt to resolve a dispute with the other as part of any class, consolidated, or representative proceeding except as allowed in clause 9 of this Section. This arbitration provision will continue to be valid even after the termination of these Terms and any other agreement between you and us. -
Applicability.
These Terms to settle disputes through arbitration apply to all legal disagreements between you and us. This includes but is not limited to: (i) all claims related to any aspect of the relationship between you and us, regardless of whether they are based on contract, tort, statute, fraud, misrepresentation, or any other legal theory; (ii) all claims that arose before this agreement or any prior agreement (including claims related to advertising); and (iii) all claims that may arise after termination of these Terms and/or your use of the Services. -
Selection of Arbitrator.
We have both agreed to use the "rank and strike" process to select an arbitrator. According to this process, the Israeli Institute of Commercial Arbitration (IICA) will suggest at least ten candidates who are suitable to serve as the arbitrator. We will each provide a written response to IICA, without copying one another, in which we will (i) "strike" up to three of the candidates, that is, remove them from further consideration, and (ii) rank the remaining candidates in order of preference. IICA will calculate the average of each of our rankings for each arbitrator and select the candidate with the highest rating as the arbitrator. -
No Class Actions.
You and the Company have agreed that any claims against each other will be in an individual capacity and not as a plaintiff or class member in any class or consolidated proceeding. The arbitrator is not allowed to consolidate more than one person's claims and cannot preside over any form of class, consolidated or representative proceeding except as provided for in clause 9. If warranted, the arbitrator may issue all of the same relief that would be available in court, including public injunctive relief, in favor of the party seeking such relief, but only to the extent authorized by law and warranted by the party’s claims. -
Both parties acknowledge that different arbitrations may present overlapping factual or legal issues. Therefore, to the fullest allowable extent and subject to clause 9, if one of the parties initiates an arbitration against the other and we determine that such arbitration presents one or more questions of fact or law that are also at issue in a pending arbitration between a third party (a “Similar Arbitration”) and us, the arbitration involving you will be assigned to the same arbitrator presiding over the Similar Arbitration and/or be paused until the Similar Arbitration is resolved, at our request. However, any rulings in any Similar Arbitration will not be binding in the arbitration involving you.
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Dispute Notice.
Before initiating arbitration, the party must send a written Notice of Dispute to the other party. The Dispute Notice intended for the Company must be sent by certified mail to the following address Company Rav Ashi 10 Street, Tel Aviv, Israel. If you are the recipient of a Dispute Notice, it will be addressed to your current mailing, home or payment address on record with Company and must be sent by certified mail. If Company has no records of a physical address, the Dispute Notice may be delivered to your account email address. -
The Dispute Notice must clearly describe the nature and basis of the claim or dispute and set forth the specific relief sought. If, after sixty (60) calendar days, Company and you cannot reach an agreement to resolve the claim, either you or Company may commence an arbitration proceeding.
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Arbitration Rules.
If there is a dispute or claim related to your personal use of the Services, the Customer Arbitration Rules (known as the “IICA Rules”) will apply, rather than the Commercial Arbitration Rules that would apply to business use. These rules will be administered by the IICA and settled by a single arbitrator. Additionally, this clause 10 modifies the IICA Rules. -
Arbitration Location.
If you are a customer, you have the option of choosing where the arbitration hearings will take place. You can opt to have the hearing either in the county of your residence or through a phone call. However, if you are a customer residing outside Israel, you can choose to have the hearing in Israel, Tel Aviv or through a phone or video conference, as permitted by the IICA Rules. In the case of Batch arbitration, as per clause 9, the hearing will take place in Israel, Tel Aviv or through a phone or video conference, as per the option of IICA.
If you've used the Services for commercial purposes, the arbitration hearings will take place in Israel at a location convenient to both parties. If the parties fail to agree on a location, or in the case of Batch arbitration as per clause 9, IICA will determine the location.
If your claim is for an amount less than ten thousand dollars ($10,000), the arbitration will be conducted solely on the basis of documents submitted to the arbitrator or through a telephonic hearing. However, if your claim exceeds ten thousand dollars ($10,000), the right to a hearing will be determined by the IICA Rules.
Regardless of how the arbitration is conducted, the arbitrator will issue a written decision that explains the essential findings and conclusions on which the award is based. All decisions made by the arbitrator will be final and binding, and the judgment on the rendered award may be entered in any court having jurisdiction. -
Similar Claims.
To ensure a timely resolution, if 25 or more claimants submit Dispute Notices or file arbitrations raising similar claims within a 90-day period, the disputes must be arbitrated in batches of up to 50 claimants each. The IICA must group these batches upon notice from either side, and the arbitrations will be consolidated into a single batch if there are 25-50 claimants or batches of 50 claimants each if there are more than 50 claimants. A smaller final batch will be created for any remaining claimants. The arbitration process will be conducted with a single arbitrator, one set of arbitration fees, and one hearing (if any) per batch. The hearing will be held in Israel, Tel Aviv, or by phone or video conference, at the arbitrator's discretion. Both parties must cooperate in good faith to implement this process and minimize the time and costs of arbitration. A single process arbitrator will hear any challenges to administrative determinations by IICA. If this Section 9.9 is deemed unenforceable as to a particular claimant or batch, then those parties must arbitrate in individual proceedings. -
Arbitration Costs.
Payment of Costs and Expenses: All filing, administration, and arbitrator costs and expenses imposed by IICA will be governed by the IICA Rules. However, if you initiate an arbitration against Company for a relief of ten thousand dollars ($10,000) or less, then Company will pay all filing, administrative, and arbitration costs and expenses imposed by IICA (subject to reimbursement as set forth below). If you are initiating an arbitration against Company, and your claim arises from your use of the services as a customer, but the relief sought is more than ten thousand dollars ($10,000), and you demonstrate to the arbitrator that such costs and expenses would be more expensive than a court proceeding, then Company will pay the amount of any such costs and expenses. However, in the event that the arbitrator determines that all the claims you assert in arbitration were frivolous at the time they were filed or that you continued to press those claims after receiving information demonstrating that they were frivolous, you agree to reimburse Company for all the costs and expenses that Company paid, and you would have been obligated to pay under the IICA Rules.
Payment of Legal Fees: Each party will bear its attorneys' fees and expenses in connection with any arbitration proceeding to the maximum extent allowed under applicable law. The arbitrator may resolve disputes and make rulings as to the reimbursement of attorneys' fees and expenses upon request from either party made within fourteen (14) days of the arbitrator's ruling on the merits. -
Non-Qualifying Disputes.
If any part of clause 10 is found to be invalid or unenforceable, this entire section will only be void for that specific claim or issue. However, this section will still apply to any other claims or issues that are not affected. This means that arbitration for those unaffected claims or issues must be completed before any non-arbitrable claims can be litigated, even if there are overlapping legal or factual questions. -
Your Right to Opt Out.
If you do not wish to be bound by the arbitration or class action waiver provisions mentioned in Section 10, you have the right to opt-out. To do so, you can send a written notice from the email address we have associated with you as a user to support@whizways.com. -
Confidentiality of Arbitration.
The customers do not have the right to share publicity or to any third parties any information about any disputes or arbitration procedures with us without our prior written consent.
§ 20 Severability
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If any provision of these Terms becomes invalid, it shall be modified to the minimum extent necessary to make it valid. If such modification is not possible, the provision shall be deemed deleted. This does not affect the validity of the rest of these Terms.
§ 21 No Waiver
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No failure or delay by Company in exercising any right or remedy under these Terms shall constitute a waiver of that or any other right or remedy.
§ 22 Assignment
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You may not assign your rights under these Terms without our prior written consent. However, we may freely assign its rights and obligations.
§ 23 Changes to these Terms
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The Company reserves the right to modify these Terms at any time. Revised versions of these Terms will be posted on the website. Unless otherwise specified, any modifications to the Terms will take effect the day they are posted on the website.
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We are not obliged to inform you about changes in these Terms.
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If you disagree with the revised Terms, your sole and exclusive remedy will be discontinuing your use of the website.
§ 24 Communication and Notification
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All communication with us will be done electronically. Whenever you send us an email or visit our website or our social media platforms, you will be communicating with us. By using our website, you agree to receive communications from us. You agree to receive emails from us automatically. We will also communicate with you by providing notifications on the website or posting news on our official social media, which can be found on our website. You agree that all electronic notices, disclosures, agreements, and other communications we provide meet the legal requirements for written communication. You also agree to receive any notifications on your device through the website. If you need support or have any questions, you can contact us at support@whizways.com.
§ 25 Markets Terms
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We allow you to use the website on your own device, which you own or control, with a non-transferable, non-sublicensable, non-exclusive, and unlimited license. However, we reserve all rights to the website that are not explicitly granted to you under these Terms. You are not allowed to copy, modify, or create derivative works based on the website, distribute, transfer, sublicense, lease, lend, or rent your account on the website to any third party, reverse engineer, decompile or disassemble the website, or make the functionality of the Website available to multiple users through any means, except for what is expressly permitted in these Terms.
SMS Marketing Text Notification:
By consenting to the Company’s SMS marketing in the checkout and initializing a purchase or subscribing via our subscription tools, you agree to receive recurring text notifications (for your order, including abandoned checkout reminders), text marketing offers, and transactional texts, including requests for reviews from us, even if your mobile number is registered on any state or federal do-not-call list. Message frequency varies. Consent is not a condition of purchase.
You can also contact us at Contact Us for more information.
We have the right to modify any telephone number or short code we use to operate the service at any time.
To the extent permitted by applicable law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the service, any errors in such information, and/or any action you may or may not take in reliance on the information or Service.
We value your right to privacy. Our Privacy Policy outlines how we collect and use your personal information.